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The law firm Heras-Sasot , with offices in Fraga and Monzón, has obtained several favorable court rulings in recent months in mortgage expense claim proceedings against various financial institutions.
The rulings, issued by courts in the province of Huesca and by the Provincial Court of Huesca, affect entities such as BBVA, Caja Rural de Aragón and Ibercaja and reflect a line of work specialized in the defense of consumers against possible abusive clauses included in mortgage contracts.
The Provincial Court upholds the claim against BBVA
One of the most recent pronouncements corresponds to the Single Section of the Provincial Court of Huesca, which on April 21, 2026 dismissed the appeal filed by BBVA and confirmed the favorable resolution previously obtained by Heras-Sasot before the Court of First Instance and Instruction No. 2 of Monzón.
In this proceeding, the company had argued, among other things, that the claim was time-barred. The Provincial Court rejected this argument and upheld the ruling in favor of the consumers.
A second favorable ruling against Caja Rural de Aragón
The Provincial Court of Huesca also ruled on February 26, 2026, on another mortgage expenses procedure, in this case against Caja Rural de Aragón.
The court fully upheld the appeal filed by the consumer advocacy firm and overturned the previous ruling issued by the Court of First Instance No. 2 of Monzón. This decision represents another favorable ruling regarding mortgage expenses.
Ibercaja, condemned for its procedural actions
These proceedings are in addition to a resolution from the Court of First Instance of Monzón, dated March 9, 2026, in a proceeding against Ibercaja Bank.
The ruling declared the nullity of the expenses clause of a mortgage loan deed and, in addition, condemned the entity in terms of costs, considering that it had acted in bad faith in the proceedings.
This case adds to a series of previous rulings obtained by the firm against financial institutions. In April 2025, the Provincial Court of Huesca upheld the annulment of a mortgage expense clause from Ibercaja, while in November 2025, the Court of First Instance of Fraga declared another mortgage expense clause from the same institution null and void and ordered the reimbursement of the corresponding amounts.
There are also rulings against CaixaBank
The history in this area also extends to proceedings against other entities. In November 2024, the Court of First Instance and Preliminary Investigation No. 2 of Monzón issued a ruling declaring the nullity of an expenses clause included in a public deed of mortgage loan from CaixaBank.
Thus, the procedures published by Heras-Sasot show claims against different entities and favorable resolutions obtained both in the first instance and subsequently before the Provincial Court of Huesca.
A consolidated line of work in the province
The succession of rulings allows us to place mortgage expense claims as one of the areas in which Heras-Sasot has accumulated a significant track record in recent years.
The firm, with offices in Fraga and Monzón , carries out its activity in different legal fields and maintains a specific line of work in banking law and consumer protection.
In the case of mortgage claims, the published procedures also reflect the diversity of situations that consumers face: from the nullity of expense clauses to the recovery of amounts and the discussion on issues such as the statute of limitations for actions.
In any case, court rulings analyze the specific circumstances of each contract and procedure, so the possibility of making a claim must be studied individually based on the documentation and conditions of each mortgage.
Taken together, the various favorable rulings obtained by the firm in recent years reinforce its experience in this field and consolidate Heras-Sasot as one of the leading provincial firms in mortgage expense claims.
