The IRPH (Mortgage Loan Reference Index) has been a subject of controversy for years. Thousands of mortgage holders in Spain have seen their monthly payments remain high due to this index...
- September 11, 2026 6:07 PM
Tag: clause
A mortgage expenses clause of Ibercaja has been declared null and void.
As reported by Heras Sasot Abogados, the Court of First Instance and Preliminary Investigation number 2 of Huesca has issued a ruling declaring the seventh clause of the mortgage loan agreement signed between a consumer and Ibercaja Banco, SA null and void. The Court of First Instance and Preliminary Investigation number...
If your mortgage is from before 2019 you can claim back mortgage expenses
Mortgage floor clauses and mortgage expenses are distinct concepts, and it's important to differentiate between them to determine if you can make any claims. During the first half of 2024, both the Court of Justice of the EU and the Supreme Court ruled that the statute of limitations for claiming mortgage floor clauses...